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40+ years inside insurance

40 years inside insurance’s most complex structures.

Rich Dowd advises captives, RRGs, specialty programs, and operational turnarounds that require someone who’s actually run them from the inside.

Let's talk About Rich

Captives · RRGs · Specialty programs · Claims operations · Acquisitions & M&A · Regulatory matters

Rich Dowd

Most consultants hand you a deck. Rich hands you a decision you can act on Monday.

What he gets called in to do

  • CAPTIVES & RRGs

    Captives, RRGs, and alternative risk programs, from formation through governance.

  • CLAIMS OPERATIONS

    Build or rebuild a claims operation end to end: people, process, technology, metrics.

  • EMBEDDED ADVISORY

    Embedded senior advisor or interim executive through a transition or growth phase.

  • ACQUISITIONS & M&A

    Lead or support an acquisition, from due diligence through regulatory approval.

  • REGULATORY MATTERS

    Department exams, solvency proceedings, and filings. Through NYDFS and Oklahoma, clean.

  • INSURTECH EVALUATION

    Evaluate and implement InsurTech platforms with a clear view of what works in the field.

  • LITIGATION & LAE

    Assess litigation management, counsel relationships, and LAE efficiency.

  • GOVERNANCE & KPIs

    Governance, accountability, and KPI systems for a scaling organization.

  • NETWORK ACCESS

    Relationships across carriers, MGAs, captive managers, TPAs, counsel, and regulators.

Track record

  • Forty years in insurance, from the Progressive front line to C-suite and board seats at Global Liberty and Atlas Financial.

  • Acting COO of a risk retention group, and lead advisor on a multi-million-dollar, NYDFS-regulated acquisition.

  • Licensed in New York as agent, broker, consultant, and adjuster: every side of the table.

Building something new, or untangling something complex? You want an operator who’s run structures like yours.

No intermediaries, no intake forms. Just a direct conversation.

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